Small Business Insurance can protect you again an employee accident, unexpected natural disaster, or crime.

Small Business Insurance it is design to avoid that your business is put under tremendous financial strain. The most common coverage are: Error and Omission – Commercial Umbrella.
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Here at JM’s Best Insurance we will help you find the best coverage for all Small Business Insurance needs.

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Florida Errors and Omission Insurance – E&O
As a Florida business owner, you are aware that liability means everything when it comes to insuring your company. A single bad accident could lead to the ruination of everything you’ve worked to build over the years. While even the most prudent business owner cannot prepare for every possibility, typical liability coverage may not be enough. For this reason, many entrepreneurs choose to augment their liability policies with an Errors and Omissions insurance package.

As small business insurance Florida and E&O insurance policy is intended to make up for what your standard liability insurance lacks. In business, you may be required to put yourself and the reputation of your company on the line on a daily basis.
If one of your customers chooses to file a lawsuit based on their dissatisfaction with your service, it could be enough to sink you financially while simultaneously tarring your reputation in the community.

A good E & O policy can help cover defense costs, monetary judgments, or even an expensive settlement.

Even unsuccessful lawsuits can result in significant financial losses for the company. Errors and Omissions insurance can help ensure that your business in still standing after being faced with a legal battle.

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Florida Commercial Umbrella
Prudent business owners often choose to extend the limits of their liability insurance by purchasing what’s known as a Florida Commercial Umbrella policy. This type of policy is intended to provide a business with extra protection from accidents and unexpected events where the costs exceed the benefit limits inherent in the liability policies.
Additional Protection
Though adding commercial umbrella insurance to your existing policies will increase your overall premiums, it also affords you an extra layer of protection should an accident occur. The additional limits can kick in if your business is put in jeopardy by a lawsuit or otherwise compromised by an accident for which you are legally liable.
Umbrella Limits
Most commercial umbrella insurance policies provide for benefits of up to $25,000,000 per claim and can be used to extend common commercial insurance plans, including automobile liability, employers liability, and employee benefits liability.
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[callout1]The Most Common Types of Coverage for Commercial Insurance Florida.[/callout1]

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[list_item]General Liability[/list_item]
[list_item]Commercial Property[/list_item]
[list_item]Commercial Auto[/list_item]
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[list_item]Professional Liability[/list_item]
[list_item]Worker’s Compensation[/list_item]
[list_item]Additional Protection[/list_item]
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[list_item]Errors & Omission Insurance[/list_item]
[list_item]Commercial Umbrella[/list_item]
[list_item]Umbrella Limits[/list_item]
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[frame style=”modern” image_path=”https://www.jmsbestinsurance.com/wp-content/uploads/2013/08/commercial-insurance-florida.jpg” link_to_page=”https://www.jmsbestinsurance.com/commercial-insurance-florida/” target=”” description=”” size=”three_col_large”]
COMMERCIAL INSURANCE
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[frame style=”modern” image_path=”https://www.jmsbestinsurance.com/wp-content/uploads/2013/08/error-omission-insurance.jpg” link_to_page=”https://www.jmsbestinsurance.com/florida-errors-and-omission-insurance/” target=”” description=”” size=”three_col_large”]
ERROR AND OMISSION INSURANCE
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[frame style=”modern” image_path=”https://www.jmsbestinsurance.com/wp-content/uploads/2013/08/florida-commercial-umbrella.jpg” link_to_page=”https://www.jmsbestinsurance.com/florida-commercial-umbrella/” target=”” description=”” size=”three_col_large”]
COMMERCIAL UMBRELLA
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[callout font_size=”14px” style=”coolblue”]For more information regarding Small Business Insurance Florida or to get a free quote please contact us at JM’s Best Insurance.[/callout]